ARMOUR TEAM
MAX ARMOUR | CA DRE# 01446122​​​​​​​​​​​​​​
(415) 290-6058 [email protected]Address
891 BEACH ST
SAN FRANCISCO CA 94109
First, we will connect for an initial consultation to discuss what you are looking for in your next home and get you set up on the Compass One platform so I can help guide your search.
We will establish a mutual business agreement, shared and saved in your Compass One profile, that lays out my obligations to you as well as establishes term length, compensation, termination, exclusivity. representation, and location. Only once we've both agreed on the terms. and signed can I show or send your any properties.
If you are obtaining financing, getting a pre-approval letter from a lender. before submitting an offer is important. because it shows you are more likely to meet the proposed settlement date. A pre-approval letter and a good faith. estimate from a lender will also give you insight into the projected down payment, closing costs, and expected monthly payment.
I'll run a competitive market analysis. of comparable properties to establish fair pricing and send you promising listings for review, including exclusive inventory you can only access through Compass. Together, we will curate a selection of listings that you can like, share, and discuss with me in real time through your Compass One dashboard.
Once we find the right home, we will assemble a competitive offer. The offer states the price you are willing to pay and it may include other terms, such as whether you are waiving any contingencies or maximum timeframe to close. It is my job to guide you through the decision-making process and present the most compelling terms possible.
Your contract legally commits you to purchase the property for a specific price and defines the settlement company, date of settlement, and earnest money deposit amount. In some cases, you may be asked to produce an escrow deposit indicating intent: the money will only be deposited if the contract is signed and agreed on by both parties.
I will coordinate all desired home. inspections and contractual contingencies and together we will review the disclosures, inspection report, and preliminary title report, at which point you can approve or negotiate credits or repairs. Prior to closing, we will schedule a final walk- through to verify that the property is still in acceptable condition and that any negotiated repairs were completed. All of the resulting documentation will be uploaded to Compass One for future reference whenever needed.
If you are obtaining financing, your lender will communicate what documentation they need, including bank statements, tax records, and pay stubs; note that typically you will have an agreed-upon length. of time to obtain this mortgage commitment. Once your lender has all of your documents, they will review them and have an appraisal done on the property. If all goes to plan, they will issue a Clear-to-Close, which means your loan is complete and the file will be sent to the title company for closing.
Congratulations! You are now a homeowner. Welcome home!
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